Professor outlines best credit cards for young adults

Published December 1, 2025
College of Health and Human Services Builiding

Laura Gonzalez, a professor in the Department of Finance at Cal State °µÍøÊÓƵ, offered guidance to the online personal finance outlet on choosing the best credit cards for young adults. She advised that before applying for a credit card, young people should first use a debit card to build the habit of living within their financial means.